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Post by Mr. Meyer on Sept 17, 2015 0:19:27 GMT
Why do you think Americans in general are not good savers?
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Post by mckenna on Sept 17, 2015 13:50:03 GMT
Some Americans think they can just put it on a credit card and get it right now instead of saving for it and paying cash.
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Post by booklover468 on Sept 17, 2015 14:12:38 GMT
I agree with McKenna, people think they can put things on credit. Also, they see all the ads around them saying, "buy now, save later," and they believe them. No one else is saving it seems, so why should they?
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Post by hgore on Sept 17, 2015 15:47:27 GMT
They have been used to spending for many many years and it is hard to break bad habits
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john
students
GVW Volunteer firefighter. If it flys it dies, if it hops it drops!
Posts: 20 
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Post by john on Sept 17, 2015 16:20:57 GMT
we live in the "high speed" age everyone wants things now and fast. We don't like waiting we want everything in our lives to be easier and faster even if that means going hundreds upon thousands of dollars into debt.
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Post by clarahanger on Sept 17, 2015 21:26:29 GMT
I agree with McKenna, people think they can put things on credit. Also, they see all the ads around them saying, "buy now, save later," and they believe them. No one else is saving it seems, so why should they? I agree with this, it's so easy to make financial choices based on what others are doing and those are often the wrong choices. So people put things on credit and buy things they can't afford without even thinking about the possibility that it's going to hurt them because "everyone else is doing it". |
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Post by Katie Mahoney on Sept 18, 2015 13:13:27 GMT
I think in todays society we are all about what we can get now, and don't think about the long term consequences. Everybody goes into debt rather than saving
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Post by johnpretorius on Sept 18, 2015 14:06:24 GMT
Because debt is much easier and old habits are not easy to overcome.
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Post by jonathan on Sept 18, 2015 16:31:07 GMT
So many people have begun to take their freedom for granted, and no longer think about the long term consequences of dept.
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Post by alexandrafabulous on Sept 18, 2015 21:46:25 GMT
I agree with McKenna, people think they can put things on credit. Also, they see all the ads around them saying, "buy now, save later," and they believe them. No one else is saving it seems, so why should they? I agree with this, it's so easy to make financial choices based on what others are doing and those are often the wrong choices. So people put things on credit and buy things they can't afford without even thinking about the possibility that it's going to hurt them because "everyone else is doing it". I think also some people are aware that the choices they are making are dangerous, but as long as they can avoid having to pay the cost they are more than willing to throw off the responsibility of paying for their mistakes onto someone else. So they just keep borrowing more and more because it allows them to get what they want and they don't have to put much effort into keeping it, until they get caught. |
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Post by laurenhanger on Sept 21, 2015 1:25:34 GMT
we live in the "high speed" age everyone wants things now and fast. We don't like waiting we want everything in our lives to be easier and faster even if that means going hundreds upon thousands of dollars into debt. I agree with John. Most people don't want to wait and save up for things; they want it now, even if they don't have the money for it. |
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dora
New Member
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Post by dora on Sept 21, 2015 2:31:00 GMT
I agree with everyone else that most people want things right now and don't know how to wait. But, I don't know why that seems to be the case primarily with Americans. Europeans do live simpler lives in general. I would like to know why in this country that's more of the norm, besides having an overabundance of products available to us.
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Post by michaelameyer on Sept 24, 2015 20:36:40 GMT
because of not saving for things before buying and because of debt.
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