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Aug 27, 2015 14:56:28 GMT
Post by michellemeyer on Aug 27, 2015 14:56:28 GMT
When is it okay to use a credit card for a purchase?
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Aug 27, 2015 16:21:09 GMT
Post by hgore on Aug 27, 2015 16:21:09 GMT
It is never ok to do that in my opinion.
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Aug 27, 2015 16:25:55 GMT
Post by mckenna on Aug 27, 2015 16:25:55 GMT
In my opinion, never.
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Aug 27, 2015 17:21:40 GMT
Post by DieselDucy on Aug 27, 2015 17:21:40 GMT
It is ok to use a credit card only when you have the money. If you don't have the money don't use credit you will go into debt.
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dj
students
Posts: 8 
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Aug 27, 2015 20:18:35 GMT
Post by dj on Aug 27, 2015 20:18:35 GMT
It isn't. Don't spend money you don't have
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Aug 27, 2015 23:46:35 GMT
via mobile
mckenna likes this
Post by booklover468 on Aug 27, 2015 23:46:35 GMT
After trying for five minutes I've discovered that I can't figure out how to reply, but I agree with McKenna. Spending money you don't have is a terrible idea, and you could quite possibly spend much more than you intended, therefore sinking you deeper in debt.
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Aug 28, 2015 4:14:30 GMT
Post by clarahanger on Aug 28, 2015 4:14:30 GMT
It is ok to use a credit card only when you have the money. If you don't have the money don't use credit you will go into debt. Another option is to get a debit card. It's easy to swipe when you don't have cash but it's much safer than a credit card! With a debit card you will never be allowed to spend any more than what is in your account. I think that would be a better option than a credit card, even if you do plan not to spend when you don't have the money. |
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Aug 28, 2015 16:05:37 GMT
mckenna likes this
Post by Katie Mahoney on Aug 28, 2015 16:05:37 GMT
My parents use credit card occasionally for big purchases or online shopping. however, they are very careful about paying it off every month and never spend more than they have. I don't think using a credit card is a good habit to get into though.
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Aug 28, 2015 16:21:37 GMT
Post by mckenna on Aug 28, 2015 16:21:37 GMT
My parents use credit card occasionally for big purchases or online shopping. however, they are very careful about paying it off every month and never spend more than they have. I don't think using a credit card is a good habit to get into though. I totally agree with this! Some people can control their spending with credit cards and only use it when necessary, but it is very risky and could be a bad habit to get trapped in. |
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Aug 28, 2015 16:24:04 GMT
Post by michaelameyer on Aug 28, 2015 16:24:04 GMT
it is never OK to use one
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Aug 28, 2015 17:03:48 GMT
mckenna likes this
Post by kathrynmeyer99 on Aug 28, 2015 17:03:48 GMT
In my opinion it is never okay to use a credit card due to the fact that after you swipe it two or three times, you will like not having to count out cash. I personally will never use one if i can help it, however, there may be some situations where you think that you need to use one in order to buy something that costs more than the amount of cash you have on you at that moment.
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Aug 28, 2015 17:56:54 GMT
Post by jonathan on Aug 28, 2015 17:56:54 GMT
never
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Aug 28, 2015 20:56:22 GMT
Post by magicalmichael on Aug 28, 2015 20:56:22 GMT
My parents use credit card occasionally for big purchases or online shopping. however, they are very careful about paying it off every month and never spend more than they have. I don't think using a credit card is a good habit to get into though. We have the same parents so ^^ |
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Aug 28, 2015 23:56:40 GMT
Post by johnpretorius on Aug 28, 2015 23:56:40 GMT
I would say its okay as long as you KNOW you have the money to pay it off.
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Aug 29, 2015 16:52:43 GMT
Post by mouser on Aug 29, 2015 16:52:43 GMT
It is ok to use a credit card only when you have the money. If you don't have the money don't use credit you will go into debt. Another option is to get a debit card. It's easy to swipe when you don't have cash but it's much safer than a credit card! With a debit card you will never be allowed to spend any more than what is in your account. I think that would be a better option than a credit card, even if you do plan not to spend when you don't have the money. I feel like there are going to be some rare circumstances where using a credit card is acceptable, at the very least when you're not going in debt. But I definitely agree that a debit card can do pretty much the exact same thing without the temptation to spend more money then you have. |
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